Your Funding Options

Complex care at home may be funded through several different pathways depending on a person’s health needs, eligibility and financial circumstances. The responsible NHS team or local authority decides statutory eligibility and funding following assessment.

Your Funding Options

Complex care at home may be funded through several different pathways depending on a person’s health needs, eligibility and financial circumstances. The responsible NHS team or local authority decides statutory eligibility and funding following assessment.

SafeHands Nursing Care works with families, case managers, Integrated Care Boards and local authorities to support the safe arrangement of care through the appropriate funding route.

NHS Continuing Healthcare (CHC)

For people with complex ongoing health needs

Coverage

Funding following NHS eligibility assessment

Process

Assessment by NHS team

Timeframe

The assessment process can take several weeks depending on individual circumstances

Key Benefits
  • •Fully funded by NHS
  • •No means testing
  • •Funds the agreed package of assessed eligible needs
  • •Regular reviews to ensure appropriate care
  • •Right to independent review if declined
Assessment considerations
  • •Complex medical conditions requiring nursing care
  • •Multiple health needs affecting daily living
  • •Unpredictable health conditions
  • •Needs assessed against NHS eligibility criteria
  • •Regular clinical interventions required
How to Apply
  • 1Request CHC assessment through GP or hospital team
  • 2Complete initial checklist screening
  • 3Full multidisciplinary team assessment
  • 4Ask the responsible ICB about assessment and decision timescales
  • 5Independent review available if declined

Personal Health Budgets (PHB)

For those eligible for CHC who want more control

Coverage

Flexible budget for health needs

Process

Through CHC assessment route

Timeframe

Similar to CHC process

Key Benefits
  • •Flexibility in how care is provided
  • •Choice and control over services
  • •Can employ personal assistants
  • •Mix of different service providers
  • •Tailored to individual preferences
Assessment considerations
  • •Eligible for NHS Continuing Healthcare
  • •Want more control over care decisions
  • •Have capacity or appropriate representation
  • •Able to manage budget (with support if needed)
  • •Clear care needs that can be met flexibly
How to Apply
  • 1Request PHB during CHC assessment
  • 2Develop support plan with care coordinator
  • 3Agree budget amount and management arrangements
  • 4Set up payment arrangements (direct payment, notional, or third party)
  • 5Regular monitoring and review processes

Local Authority Social Care

For those with social care needs

Coverage

Means-tested contribution

Process

Social services assessment

Timeframe

Assessment times vary depending on the local authority.

Key Benefits
  • •Support with activities of daily living
  • •Assessment of broader support needs
  • •Links to community resources
  • •Support for carers
  • •Coordination with health services
Assessment considerations
  • •Difficulty with daily living activities
  • •Social care needs beyond health needs
  • •Need support to remain independent
  • •Carer support requirements
  • •Prevention and early intervention needs
How to Apply
  • 1Contact local authority adult social care
  • 2Complete care needs assessment
  • 3Financial assessment if care needs identified
  • 4Care plan developed if eligible
  • 5Regular reviews of care package

Private Funding

Anyone choosing private care

Coverage

Self-funded or insurance

Process

Direct arrangement

Timeframe

Privately funded care can be arranged following assessment, agreement of the care plan and confirmation of suitable staffing.

Key Benefits
  • •Care planned following assessment
  • •Choice of care provider
  • •Flexible care arrangements
  • •Availability confirmed with suitable staffing
  • •Tailored service packages
Assessment considerations
  • •Anyone able to fund care privately
  • •Those with private health insurance
  • •Families choosing additional care
  • •Interim care while awaiting funding
  • •Additional care where separate arrangements are permitted
How to Apply
  • 1Contact us directly for assessment
  • 2Discuss care needs and preferences
  • 3Receive transparent cost breakdown
  • 4Flexible payment arrangements available
  • 5Confirm the care plan, arrangements and suitable staffing before care begins

Fast Track NHS Continuing Healthcare

For a rapidly deteriorating condition that may be entering a terminal phase

Coverage

Urgent NHS funded care arranged through Fast Track

Process

Healthcare professional submits referral to NHS

Timeframe

The responsible NHS team confirms the funding and care arrangements

Need help understanding funding?

Our team can guide families, case managers and healthcare professionals through the available funding options and help arrange an assessment.